Privacy Policy & Data Security Standards for GCredit Digital Bahi Khata
Dedicated data privacy guidelines, encryption architecture, and user rights tailored specifically for gcredit.gcscit.com.
1 Bank-Grade Financial Ledger Encryption
All merchant ledger accounts, customer names, debit/credit records, and transaction histories are protected using AES 256-bit encryption both in storage and in transit.
2 Zero Commercial Monetization of Books
We never inspect, monetize, or sell merchant customer books, turnover figures, or debtor contact lists to third-party lenders, credit bureaus, or advertisers.
3 Adherence to Indian Data Protection Standards
GCredit strictly complies with the Digital Personal Data Protection (DPDP) Act 2023 and Reserve Bank of India data localization norms. All data resides safely in Indian cloud datacenters.
4 Merchant Complete Ownership
Merchants retain 100% unconditional ownership of their financial records and can export full statements in PDF/Excel format or delete their accounts anytime.
Grievance Redressal & Data Protection Officer
For any questions, data deletion requests, or privacy concerns regarding gcredit.gcscit.com, you can reach our designated Grievance Officer:
Entity: Gautam Communication (gcscit.com Digital Ecosystem)
Headquarters: Vill Nayagaon Pelio Nathuwala, Shimla Bypass Road, Dehradun, Uttarakhand 248007
Hotline & WhatsApp: +91 8923132343
Email: gcscitnew@gmail.com